Life Insurance

Coverage Multipliers per $1,000 or $5,000 Worth of Coverage
Monthly Employee Premium Per $1000/Salary
Additional Accidental Death and Dismemberment - Employee; Coverage per $1,000
0.020
Additional Accidental Death and Dismemberment - Family; Coverage per $1,000
0.035
Dependent Child Life; Coverage per $5,000
0.100
Additional Life/Spouse Life -
Non-Tobacco Use
Age
Monthly Employee Premium Per $1,000/Salary
Non-Tobacco Under 25
0.032
  25-29
0.038
  30-34
0.050
  35-39
0.056
  40-44 
0.074
  45-49 
0.120
  50-54 
0.184
  55-59 
0.312
  60-64 
0.528
  65-69 
0.760
  70 and older
0.184
Additional Life/Spouse Life -Tobacco Use Age
Monthly Employee Premium Per $1,000/Salary
Tobacco User Under 25
0.052
  25-29
0.056
  30-34
0.064
  35-39
0.109
  40-44
0.155
  45-49
0.308
  50-54
0.567
  55-59
0.578
  60-64
0.896
  65-69
1.096
  70 and older
1.800